Before delving deep into this aspect, let’s know the background for the loan taken by Lord Venkateswara when he incarnated as Srinivasa to enter into wedlock with Padmavathy, the Princess whom he came across while wandering in the forests for hunting.
Maharshi Bhrigu and Trimurthi: During Dwapara Yug, a Maha Yagya (Divine sacrifice) was organised on the banks of the River Saraswathi. and many great Sages participated. At that point of time, the Sages could not decide who amonst the Trimurthis viz., Lord Brahma, Lord Vishnu and Lord Maheswara could be made the Pradhanta (Chief) of that Yagna. Sage Narada, who was also present there, intervened and suggested that Sage Bhrigu could be deputed to test as to who was more deserving.
Primus: Subjecting the Creator to test: First, he entered Brahmaloka and pretending to be angry with his Father, he bawled at him for showing disrespect by not getting out of his seat and receiving him. He was expressing his scorn and disdain towards Brahma who got enraged at the unpalatable conduct of Maharshi and wanted to teach him a lesson but was intervened by Saraswathi, his Consort. The Sage then let out a curse that in Kaliyuga, no one will worship Lord Brahma and left Satya Loka.
{Note:-Brighu was, in fact, the Manasaputra of Lord Brahma.] {Rajo Guna]
Secondus: He then leaves for Kailash, the abode of Lord Shiva when he was stopped by Nandi at the gate who informs him that both Shiva and his consort, Parvathi are in privacy and no one is allowed to enter. Getting angry at this, the Sage cursed that Shiva will lose his form in worship by the people and be formless I.e., Lingam. {Tamas Guna].
Tertius: Lastly, he reached Vaikuntam, the Abode of Lord vishnu when he was pretending to be asleep and in a fit of rage, Brighu kicked him up on his chest where Lakshmi was seated. On waking up, Vishnu, seeing the enraged Sage, apologises to the Maharshi in return and catches hold of his foot for massaging. So as to relieve him of the pain. This benevolent act of Lord immensely pleases Maharshi who decides that Vishnu is endowed with Satva Guna and He is fit to be the Master for the Yagna.
Lakshmi’s anger and separation from Lord Vishnu: Goddess of Wealth became furious at the impolite behaviour of Brighu Maharshi and she let out a curse that henceforth, Brahmins would live in penury. On hearing this, the Sage explained in detail about the whole episode but Lakshmi whittled down the curse to the effect that those Brahmins who surrender to the Lotus Feet of Lord Vishnu would be exempt from its impact. However, Lakshmi could not tolerate this behaviour and she left Vaikunth and descended down to the Earth.
There was a King named Akasa Raja who was childless. He and his wife, Dharani Devi decided to perform Putrakameshti Yaga for progency. As was the custom of ploughing the land, there emerged a beautiful child on the Big Lotus Flower. He embraced the child and named her as “Padmavathy” having been found on the lotus flower.
{Note:-Here the similarity of the birth of Sita from the Yagna ground spotted by King Janaka should be noted.]
Why Lord Vishnu incarnated as Lord Srinivasa? Yashoda, the fondling Mother of Lord Krishna was unable to witness the marriage of her son and she lamented about this. Lord Krishna pacified her that she would herself arrange for his wedding when he incarnates as Lord Srinivasa. Therefore, Yashoda was reborn as Vakul;a Devi, the mother of Lord Srinivasa now.
Srinivasa Meets Padmavathi: In due course of time, Padmavathi grew up into a beautiful girl and was attended by a host of maids. One day, while the Princess was enjoying the beauty of the garden of flowers with her maids, Sage Narada appeared and predicted that she is destined to marry Lord Vishnu himself. Around this time, Srinivasa went into the forests near the hills, chasing a wild elephant, and eventually came across the embellished beauty of Padmavathi. However, the guards of the Garden mistook him for a hunter and drove him away.
Love knows no bounds: On the first sight of Srinivasa, Padmavathi also was afflicted with the arrows of Kama Deva. Now, Srinivasa came to know that Padmavathi is the foster daughter of Akasa Raja.
Srinivasa was not in his usual mood and was reluctant to take his meals. On repeated enquiries, Vakula Devi came to know of the entire sequence of events and she decided to enter the Palace for meeting Akasa Raja for the purpose. She approached the Royal Palace in the garb of a sooth sayer and when Padmavathi came out to see what is going on outside, she was called by the Sooth Sayer (Kurathi in Tamil). She examined the palm of the princess and predicted that she would marry the same person whom she had met in the Nandavana.
But, seeing the outwardly appearance of both Vakula Devi and Srinivasa, Akasa Raja agreed on the condition that the entire wedding expenditure shall be defrayed by Srinivasa which will be a grandeur function. Initially, the King thought that Srinivasa was penniless and to test their capability, he insisted on this condition and also pay the dowry in exchange.
Now comes the crux of taking loan: Kuber, the Yaksha and the Custodian of Wealth is the son of Visravas Rishi and Illavida. {also the cousin brother of demon King Ravana). He is also Dik Pala (Regent of the North). Being the Treasurer of Wealth, he is worshipped along with Lakshmi Devi during Dhanteras, the opening day of Deepavali.
If one chants daily the Kubera Mantra, it is believed that He will shower riches and free from debt-ridden problems.
KUBER MANTRA
ॐ ह्रीं ह्रीं ह्रीं, महालक्ष्मी, धनदा लक्ष्मी
कुबेराम मम ग्रहेस्थिरो ह्रीं ॐ नम:।
Loan from Kuber for meeting wedding expenses: Lord Srinivasa now approached Kubera for loan who agreed to give subject to the condition that the Lord shall not return to Vaikunta until and unless the loan along with interest is fully paid off. Lord agreed that he will not return to his abode unless and until the loan is fully paid off with interest which is expected to be fulfilled by the end of Kali yuga. The loan amount was to the tune of one crore fourteen lakhs of gold {11.04 million) Ramamudra coins. According to another version, Kuber gave Lord mountains of gold, as promised. An agreement was executed for the loan repayment in which both Lord Shiva and Lord Brahma signed as witnesses.
Marriage of Padmavathi with Lord Srinivasa: The wedding was a gargantuan event for which Vishwakarma, the celestial architect, was entrusted with the task of construction of heavenly surroundings in Seshadri Hills. The event was magnificent when all the celestial Gods descended on Earth for witnessing this epoch-making ceremony. Every one was received with hospitality and accorded respects as befitting them. Srinivasa was bathed with holy waters from Pushkarini and dressed with beautifully embelllished attires and jewels. He was taken in procession to the palace of Akasa Raja where he was received with honours and both the King and the Queen along with Preceptor, Vashisht, washed his Lotus Feet with holy waters.
It is believed that the dowry given to the King, as promised, was of whopping quantum.
After the wedding was over, it was now parting time for Padmavathi and both the King and the Queen, albeit foster parents, were lachrymal. Both Srinivasa and Padmavathi reached Venkatachala Hills and lived there happily.
Conclusion: Lord Venkateswara, it is believed, is supposedly to wipe off his debt to Kuber by the end of Kali Yuga through the offerings so as to help Lord Srinivasa to wipe off his debt to Kuber. In return, the Lord blesses his devotees with wealth and make them free from the attachment to riches. Let’s chant the following Mantra and lead a pleasant life:
> This is the most amazing Sloka that we would find written on the first sign board we come across on the Tirumala Hills, the moment we enter there.
Venataadri samam sthaanam brahmande naasti kinchana,
Venkatesha samo Devo na bhuti na bhavishyati
And Here’s The Meaning
“...There indeed is no God like Venkateswara in this Universe and none else can equal the sanctity or showering of happiness and prosperity in the future”
> This is the most awesome Sloka written by Sage Veda Vyasa and first mentioned by him in one of his sacred Ashta Dasa Puranas – the Bhavishyattottara Purana…